I was reading recently about intermodal fares, the systems by which multiple modes of transit, and frequently multiple operators of transit, can be (or not be!) experienced as a single seamless whole by their customers through the use of shared payment systems, travelcards, etc.
I thought it might be useful to think through how this operates in three different cities I've visited in the past year or so, and what we might take from those cities about how cities in general can make this idea work for them.
1. Montréal and the Integration of Legacy and New-built Systems
Montréal appears in the article I was reading, and for good reason: the system allows you to pay based on zones across any transit you take in the city, regardless of what kind of transit you're taking in those zones.
This machine can get me tickets to the Metro, where it's located, but also to the buses, the REM, and the local commuter rail.
Anywhere on this island is the same zone; how convenient!
But what makes this notable is that these are systems with very different histories and operators: while a Metro expansion is finally coming sometime soon, the bulk of the Metro is very much a legacy system (as are the commuter trains) and the REM is completely new (well, not necessarily the track, but the service). It would be natural to imagine that if you set up a completely new system, operated by completely different operating companies, and functionally competing in many ways with the initial system, they would not integrate fares: after all, they didn't integrate the map (no REM above!) and the stations with interchanges still require you to tap out of one system, walk across to the other, and tap in again.
It's by no means a seamless service. What it is is a service that doesn't charge you more or differently depending on which service you choose to take, and that's really important: it means not only that the REM was freed up to serve new parts of the island without worrying that lack of coverage in the downtown core would make it less useful but also that the Metro actually derives utility and ridership from the new areas that the REM opens up to that service.
New systems, even ones not controlled by the same operator (e.g. TfL in London) do not have to be a problem for the old ones: if you properly integrate fares, you get a positive-sum interaction.
2. London and the Menu of Choices
Speaking of TfL, there are a lot of different ways to get around London. Some of them are TfL-owned or -branded (most, honestly) and some are not (hi, National Rail!) All share a common fare card, but unlike Montréal, not a common fare structure (except insofar as a travelcard daypass, monthly pass, or daily maximum payment might include multiple services).
That's partly a feature of the sheer breadth of options available. Integrating the cost structure for heavy rail, metro, light rail, tram, bus, airways...it would be a nightmare. So you don't get quite a Montréal-style "just make it the same for everyone" result in London.
Instead, what you get is the opportunity to select from a menu of choices without being shut out of any, even if the costs may differ.
Stratford can have all these options and know that anyone getting into any of them (except the taxis) is going to have the "right" payment because they're all on the same scheme. You want to get somewhere from here? Go for it!
The bus in the center here will take your fare.
The Tube on this platform will take your fare.
OK, this freight train running on National Rail tracks probably will not take your fare, but pretty much everyone else will.
That may seem obvious, and thankfully as more and more places are just letting you tap any contactless card in and out it's becoming more and more widespread. But it's not always been true, and it's not true everywhere even now, that you can have that kind of payment system integration. And it makes a menu of choices much less overbearing to know that your card will get you on any of them--there's no secret way in which walking to the wrong faregate will get you stopped (I'm looking at you, Chicago Metra, which for a long time only took passes and not payment on the integrated fare card).
3. Toronto and Active Integration
Unlike both Montréal and London above, Toronto actually integrates not only the fare payment system but wherever possible the actual faregates across different modes.
Yes, it might be a long walk to the Finch West LRT, but I don't recall needing to swipe twice.
And when I got into the station on the LRT, I was already in a paid-fare zone for the subway.
Now, part of this is that they aren't, like London does with some transit modes, charging different fares for different modes. That makes it simpler to do this, and arguably shafts the worse modes (since it would make sense to pay less for that Finch West LRT than the subway, for certain values of making sense).
But it also makes the experience much more pleasant to actually go through.
So the overall takeaway for me here? The less barriers you can put to people actually using your service in concert with others in the city, the more productive transit in the city as a whole will be. Transit is the ultimate in positive-sum (even exponential) interactions: getting to a place via transit that not only goes somewhere else but connects to even more destinations is a force multiplier. The fewer barriers in terms of payment (both cost and method) that we can put up, the more benefit we will reap.

















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